📋 Terms of Service - CashFlow

Effective Date: October 13, 2025

1. Acceptance of Terms

By downloading, installing, or using CashFlow ("the App"), you agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, please do not use the App.

2. Description of Service

CashFlow is a personal finance management application that helps you:

• Track income and expenses
• Categorize financial transactions
• Generate financial reports and insights
• Synchronize data across multiple devices (optional)

3. User Responsibilities

You agree to:

• Use the App only for personal, non-commercial purposes
• Provide accurate and truthful financial information
• Keep your account credentials secure and confidential
• Not attempt to reverse engineer, modify, or distribute the App
• Not use the App for any illegal or unauthorized purposes

4. Data Accuracy and Responsibility

• You are solely responsible for the accuracy of financial data you input
• CashFlow is a tool to help organize your finances, not professional financial advice
• Always consult with qualified financial professionals for important financial decisions
• Regularly backup your data and verify its accuracy

5. Privacy and Data Protection

Your privacy is important to us. Please review our Privacy Policy to understand how we collect, use, and protect your information.

6. Limitation of Liability

CashFlow is provided "AS IS" without warranties of any kind. We are not liable for:

• Any financial losses or decisions based on App data
• Data loss due to device failure, software bugs, or user error
• Interruptions in service or data synchronization
• Any indirect, incidental, or consequential damages

7. Account Termination

You may terminate your account at any time by:

• Deleting the App from your devices
• Contacting us to delete your cloud data
• Revoking Google OAuth permissions in your Google Account settings

8. Updates and Changes

• We may update the App to add features, fix bugs, or improve performance
• We may modify these Terms from time to time
• Continued use of the App after changes constitutes acceptance of new Terms

9. Intellectual Property

CashFlow and its original content, features, and functionality are owned by the developers and are protected by international copyright, trademark, and other intellectual property laws.

10. Contact Information

If you have questions about these Terms, please contact us at:

Email: support@cashflow-app.com

11. Governing Law

These Terms are governed by and construed in accordance with applicable local laws. Any disputes will be resolved through appropriate legal channels.

By using CashFlow, you acknowledge that you have read, understood, and agree to be bound by these Terms of Service.